Being prepared for fall's inclement weather and hazardous driving challenges is half the battle.Watch your speed: Drive a bit slower when faced with fall driving hazards, especially if you're driving around a school bus. Keep your distance: Leave a little more space between you and the car in front on rainy or foggy days, during dawn or dusk, and in areas with wet leaves. This will give you more time to react. Stick with low beams: Keep your headlights on low when driving in the fog (and rain). High beams will only cause glare. Clear frost away from your windows: Frost can reduce visibility and response time on the road. Approach traffic lights carefully: Sun glare can make it harder to see traffic lights change, so approach them with more than the normal care. Avoid using products that increase gloss: Washing and waxing with these products can magnify the fall's sunny glare and make it hard to see. Clean your windshield, inside and out: When your windshield's illuminated by sunlight, dust particles, streaks, and smudges become magnified, making it hard to see the road. Watch for wildlife: especially in the early morning and evening hours. Check your tire pressure: Since fall weather rapidly changes from warm to cold, your tires will often expand and contract. This can lead to a loss of pressure.
Knowing what to look for and using these tips can help you avoid weather-related car accidents in the fall.
With spring cleaning far behind, and summer fun all but over, it’s time to start fall home maintenance. Fall is the perfect time to perform important maintenance to your home so you’re not caught in the middle of winter with a drafty house or a malfunctioning heater. We’ve compiled the top eight fall home maintenance tips, along with what you can do to ensure your home stays warm and comfortable this winter.
1. Heating System
If you have a furnace you need to take some basic care: Change the filter, check the blower belt, and oil the blower motor; inspect all electrical components and controls; ensure that the exhaust flue to the outside is clear of obstructions and in good condition from the furnace to the roof cap with all connections securely fastened; and finally, remove all flammable objects from around your furnace and water heater
2. Chimney and Fireplace
Chimneys and fireplaces cause some of the most expensive damage to homes. Build-up from creosote can easily ignite, causing a devastating fire. If you are unfamiliar with inspecting a chimney, it may be worth calling in a chimney sweep, which is usually quite affordable. Make sure to leave your flu closed when not in use, and always have a fireplace screen in front of open flames to protect your home from wayward sparks.
Windows may be a continual source of frustration for homeowners. There are many seal repair kits available at local hardware stores. Walk around the interior windows, placing your hand near the seal. Check for any breezes flowing through. Do the same process for doors. When you find one, mark it with a sticker or other indicator so you can tally how many repair kits you need. If a window is improperly sized, cracked, or broken, it needs to be replaced.
For doors, you can purchase draft preventers and other seal kits to improve the seal. Every 1/8 of an inch can lower a room a whole degree, so it can really pay off to have updated, well-sealed doors and windows.
4. Smoke Detectors, Fire Extinguishers, and First Aid Kits
Every six months, replace batteries in all the detectors in your home. Check the expiration dates on your first aid kit and fire extinguisher, and that each is up to date and in a convenient place. If you don’t have a fire escape route, this is a good time to draft one.
5. Indoor Pipes
Winterizing pipes is one of the easiest, most valuable ways to protect your home over the winter. Most home repair stores carry fitted insulation that can easily wrap around any size pipe. If you can’t afford to do every pipe in your home, give priority to the pipes that are closest to the outdoors, or most likely to freeze. It’s also a good idea to shut off water to any area that won’t be used, and to check pipes for leaks or cracks that may grow larger with the varying temperatures of fall.
6. Yard Maintenance
Fall leaves may be beautiful, but these can slowly rot, causing huge backup and damage in gutters. This backup will cause water to spill over the gutter and into your yard and walking areas, which can cause damage to your home and make walking conditions dangerous. Disconnect all garden hoses, and store them coiled and flat in a cool, dry place. If possible, turn of water to all outside faucets and drain them to protect the outside pipes from damage. Also, store any outdoor furniture that may become damaged from snow or ice.
7. Roof Inspection
A roof inspection may seem overkill, but harsh winter winds and heavy snow can take a toll on your home. It may be a good idea go up to your rooftop to check for any broken tiles or cracks. It’s important to take care of any damage now to avoid repairs during the cold winter months.
8. Stock Up on Winter Supplies for Your Home
Before prices on winter gear soars, stock up on winter items such as snow shovels, firewood, or sidewalk salt. It’s better to have the supplies now than to have to run to the store during a snowstorm!
These fall home maintenance tips are quick, easy, and affordable. It might be a good idea to brush up on home repair insurance coverage as you’re making improvements and renovations. As the adage says, an ounce of prevention is worth a pound of cure - especially when it comes to home repairs.
Source: Trusted Choice
Kim DiMatteo, CIC, and Loretta Lesko, CIC, were recently recognized for professional leadership and advanced knowledge by the Society of Certified Insurance Counselors (CIC), a leading national insurance professional organization.
Kim & Loretta were awarded a certificate marking more than fifteen years of participation as a designated CIC, which requires annual completion of advanced education and training.
Their ongoing allegiance and support of the CIC Program is a testament to the value their places on "real world" education and customer satisfaction. "Your clients, associates, and the insurance profession as a whole will benefit from such dedication and leadership," cited Dr. William T. Hold, CIC, CPCU, CLU, President of the Society of CIC.
With National Preparedness month wrapping up, it's a good time, in light of the hurricanes and storms, to remind you to prepare. One project to consider is a Family Communication Plan.
Family Communication Plan
Make a plan today. Your family may not be together if a disaster strikes, so it is important to know which types of disasters could affect your area. Know how you’ll contact one another and reconnect if separated. Establish a family meeting place that’s familiar and easy to find.
FEMA has prepared four steps to create your plan and test it.
To find out what you need to know click on Make a Plan .
Our thanks to all that participated in the Annual DiMatteo Charitable Foundation Golf Tournament. We raised over $30,000. This year's charities were: Boys & Girls Club of Lower Naugatuck Valley, Make A Wish Foundation-Connecticut, and Valley Community Foundation, Inc. Each charity received $10,000 and additional monies will be given to Hurricane Harvey and Hurricane Irma victims.
Our congratulations to our foursomes:
Ray Baldwin, Mark and Joseph Lauretti
Chip Hunziker, Craig Shapero, James Ingle and James Cilfone
Ssve the date - August 20, 2018 for our next tournament.
Car crashes are the leading cause of death for children 1 to 13 years old, according to the National Passenger Safety Board. Many deaths and injuries can be prevented by proper use of car seats, boosters, and seat belts.
One item that might not be used by caregivers and parents is the tether. The tether connects the top of a forward-facing car seat to the vehicle. It helps to prevent serious head and neck injury.
Click here to down load "How to Use a Car Seat Tether" to add another layer of car seat protection for your children.
On June 9th, Kim DiMatteo was presented the Hall of Fame Award by the Home Builders and Remodelers Association of Fairfield Count at the Greenwich Hyatt. The award, based on nominations by the Board of Directors, goes to a member that demonstrates consistent dedication and service, as well as contributes time, financial resources, and outstanding leadership skills in direct service to the HBRA.
We want to take the opportunity to celebrate Labor Day by dedicating our prayers and resources to the people in Texas as they deal with the devastation from Hurricane Harvey.
To assist in the recovering efforts and to provide food, water, and shelter, please donate today. To donate, click here to be directed to the donation page of The DiMatteo Family Foundation, where we will send the relief to the local charities in Texas.
Tragedies can bring us all together. Let the fruits of our labors go to the people of Texas letting them know they are not alone.
School is starting and is your child ready? Keeping him/her safe from injury is extremely important. To assist you, we have provided a Safety Checklist from the National Safety Council which speaks to walking to school, riding a bike to school, riding the bus, and then school safety tips such as back-pack related injuries and preventing playground injuries.
Take a moment to download this important document and prepare your child for traveling safely to school.
Our thanks to our sponsors and teams who participated during the DiMatteo Family Charitable Foundation Golf Tournament. We had a great time. Take a look at our video which we prepared for all. See you next year!